Personal Account

Open your personal bank account in Dubai with fast processing, clear documentation guidance, and support at every step. Whether you’re a new resident or long-time UAE professional, we help you choose the right account based on your income, banking needs, lifestyle and fees.

Why Businesses Choose Our Support

Faster account setup with proper documentation guidance

UAE banking compliance support to avoid delays

Options for salary, savings, zero-balance & digital accounts

Tailored for residents, new joiners, and expatriate professionals

Available Personal Account Types

Current Account – Daily transactions made easy.
Savings Account – Save money, earn profit.
Salary (Payroll) Account – Receive salary, minimal balance.
Islamic Account – Shariah-compliant profit sharing.

Consulting 85%

Management 76%

Brainstorming 92%

Investment 65%

Key Features

AED current and savings accounts
Debit card, online banking & contactless payments
Salary transfer setup and cheque book
Multi-currency support depending on bank

Eligibility Requirements

UAE residents with a valid Residence Visa and Emirates
Some banks allow non-resident accounts (additional requirements may apply)

Documents Required

Passport copy / UAE Residence Visa page
Emirates ID or Emirates ID application receipt
Salary certificate or proof of income
Address proof (if requested by the bank)

The steps we follow to
achieve your goals

We follow a focused, step-by-step process designed to turn your vision into results. Each stage is structured to keep you aligned, informed, and moving toward your goals.

Step – 1

Your debit card and mobile banking access are activated.

frequently asked questions

What is a Zero Balance Account and who can apply?Akber Laasi2025-11-17T22:57:06+00:00

What is a Zero Balance Account and who can apply?

A Zero Balance Account allows you to bank without maintaining a minimum monthly balance. Availability depends on the bank and is commonly offered to salary-transfer customers and new UAE employees.

Who is eligible to open a Personal Account in the UAE?Akber Laasi2025-11-17T22:54:34+00:00

Who is eligible to open a Personal Account in the UAE?

UAE residents with a valid Residence Visa and Emirates ID are eligible. Some banks may require a minimum salary or a monthly balance to maintain the account.

Can I open a Personal Account before I receive my Emirates ID?Akber Laasi2025-11-17T22:53:11+00:00

Can I open a Personal Account before I receive my Emirates ID?

You may start the application with your passport and visa, but final activation and card issuance usually require the Emirates ID or Emirates ID application receipt.

What documents do I need to open the account?Akber Laasi2025-11-17T22:52:32+00:00

What documents do I need to open the account?

You’ll typically need your passport copy, Residence Visa page, Emirates ID (or application receipt), and a salary certificate or proof of income.

Can I link my DEWA, Salik and mobile bills for auto-payment?Akber Laasi2025-11-17T22:44:24+00:00

Can I link my DEWA, Salik and mobile bills for auto-payment?

Yes. These can be linked through the “Bill Payments” section in your online or mobile banking app. Just enter your account number and activate recurring payments.

How do I use Aani for instant payments?Akber Laasi2025-11-17T22:45:14+00:00

How do I use Aani for instant payments?

Aani is available within most UAE banking apps. Simply register your mobile number and you can transfer funds instantly using the “Aani” option.

Are Sharia-compliant personal accounts available?Akber Laasi2025-11-17T22:48:44+00:00

Are Sharia-compliant personal accounts available?

Yes. Islamic personal accounts are available and operate on profit-sharing models instead of interest. These are suitable for customers who prefer Sharia-compliant banking.

What happens if I do not maintain the required minimum balance?Akber Laasi2025-11-17T22:50:47+00:00

What happens if I do not maintain the required minimum balance?

If your account falls below the bank’s minimum balance requirement, a monthly “fall-below fee” may apply. This varies by bank but is generally between AED 25–50.